Rent in Bay City, TX
Across Bay City's 2 ZIP codes, a 2-bedroom typically rents for about $1,117 a month, with figures from $1,008–$1,226. The highest typical rent is in 77404 ($1,226) and the lowest in 77414 ($1,008). 1 ZIP has ZIP-level figures from HUD or Census; the other 1 uses the county Fair Market Rent. Owner-occupied homes in Matagorda County pay about 1.35% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $1,009 | $997–$1,021 | 2 |
| 1 bed | $939 | $850–$1,027 | 2 |
| 2 beds | $1,117 | $1,008–$1,226 | 2 |
| 3 beds | $1,475 | $1,380–$1,569 | 2 |
| 4 beds | $1,968 | $1,968 | 2 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Bay City ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Bay City, TX?
- About $1,117 a month: the median of the typical rents in 2 ZIP codes, which range from $1,008–$1,226. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Bay City, TX?
- About $939 a month: the median of the typical rents in 2 ZIP codes, which range from $850–$1,027. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Bay City, TX?
- About $1,475 a month: the median of the typical rents in 2 ZIP codes, which range from $1,380–$1,569. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Bay City, TX?
- About $1,009 a month: the median of the typical rents in 2 ZIP codes, which range from $997–$1,021. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Bay City, TX?
- About $1,968 a month: the median of the typical rents in 2 ZIP codes, which range from $1,968. Figures are gross rent (rent plus tenant-paid utilities).
- Which Bay City ZIP code has the highest rent?
- For a 2-bedroom, 77404 has the highest typical rent at $1,226 a month, and 77414 the lowest at $1,008.
- What is the property tax rate in Bay City, TX?
- Owner-occupied homes in Matagorda County pay a typical 1.35% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Bay City rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).