Rent in Chico, TX
A 2-bedroom in Chico, TX (ZIP 76431) typically rents for about $1,243 a month, with a range of $1,164–$1,243. Owner-occupied homes in Wise County pay about 1.14% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $886 | $886 | 1 |
| 1 bed | $856 | $856–$892 | 1 |
| 2 beds | $1,243 | $1,164–$1,243 | 1 |
| 3 beds | $1,425 | $1,425–$1,612 | 1 |
| 4 beds | $1,916 | $1,916 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Chico ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Chico, TX?
- About $1,243 a month: the median of the typical rents in 1 ZIP code, which range from $1,164–$1,243. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Chico, TX?
- About $856 a month: the median of the typical rents in 1 ZIP code, which range from $856–$892. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Chico, TX?
- About $1,425 a month: the median of the typical rents in 1 ZIP code, which range from $1,425–$1,612. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Chico, TX?
- About $886 a month: the median of the typical rents in 1 ZIP code, which range from $886. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Chico, TX?
- About $1,916 a month: the median of the typical rents in 1 ZIP code, which range from $1,916. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in Chico, TX?
- Owner-occupied homes in Wise County pay a typical 1.14% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Chico rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).