Rent in Commerce, TX
A 2-bedroom in Commerce, TX (ZIP 75428) typically rents for about $1,077 a month, with a range of $1,033–$1,120. Owner-occupied homes in Hunt County pay about 1.24% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $776 | $641–$910 | 1 |
| 1 bed | $871 | $792–$950 | 1 |
| 2 beds | $1,077 | $1,033–$1,120 | 1 |
| 3 beds | $1,448 | $1,410–$1,485 | 1 |
| 4 beds | $1,790 | $1,790–$2,892 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Commerce ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Commerce, TX?
- About $1,077 a month: the median of the typical rents in 1 ZIP code, which range from $1,033–$1,120. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Commerce, TX?
- About $871 a month: the median of the typical rents in 1 ZIP code, which range from $792–$950. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Commerce, TX?
- About $1,448 a month: the median of the typical rents in 1 ZIP code, which range from $1,410–$1,485. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Commerce, TX?
- About $776 a month: the median of the typical rents in 1 ZIP code, which range from $641–$910. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Commerce, TX?
- About $1,790 a month: the median of the typical rents in 1 ZIP code, which range from $1,790–$2,892. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in Commerce, TX?
- Owner-occupied homes in Hunt County pay a typical 1.24% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Commerce rent figures come from?
- HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).