Rent in Elgin, TX
A 2-bedroom in Elgin, TX (ZIP 78621) typically rents for about $1,245 a month, with a range of $1,245–$1,817. Owner-occupied homes in Bastrop County pay about 1.41% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $1,447 | $1,447 | 1 |
| 1 bed | $1,353 | $1,353–$1,530 | 1 |
| 2 beds | $1,245 | $1,245–$1,817 | 1 |
| 3 beds | $1,676 | $1,676–$2,292 | 1 |
| 4 beds | $2,689 | $2,689 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Elgin ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Elgin, TX?
- About $1,245 a month: the median of the typical rents in 1 ZIP code, which range from $1,245–$1,817. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Elgin, TX?
- About $1,353 a month: the median of the typical rents in 1 ZIP code, which range from $1,353–$1,530. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Elgin, TX?
- About $1,676 a month: the median of the typical rents in 1 ZIP code, which range from $1,676–$2,292. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Elgin, TX?
- About $1,447 a month: the median of the typical rents in 1 ZIP code, which range from $1,447. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Elgin, TX?
- About $2,689 a month: the median of the typical rents in 1 ZIP code, which range from $2,689. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in Elgin, TX?
- Owner-occupied homes in Bastrop County pay a typical 1.41% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Elgin rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).