Rent in Gainesville, TX
Across Gainesville's 2 ZIP codes, a 2-bedroom typically rents for about $1,209 a month, with figures from $1,103–$1,314. The highest typical rent is in 76241 ($1,314) and the lowest in 76240 ($1,103). 1 ZIP has ZIP-level figures from HUD or Census; the other 1 uses the county Fair Market Rent. Owner-occupied homes in Cooke County pay about 1.19% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.24% in the week of Oct 29, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $941 | $883–$998 | 2 |
| 1 bed | $898 | $792–$1,004 | 2 |
| 2 beds | $1,209 | $1,103–$1,314 | 2 |
| 3 beds | $1,449 | $1,274–$1,623 | 2 |
| 4 beds | $1,727 | $1,727 | 2 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Gainesville ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Gainesville, TX?
- About $1,209 a month: the median of the typical rents in 2 ZIP codes, which range from $1,103–$1,314. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Gainesville, TX?
- About $898 a month: the median of the typical rents in 2 ZIP codes, which range from $792–$1,004. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Gainesville, TX?
- About $1,449 a month: the median of the typical rents in 2 ZIP codes, which range from $1,274–$1,623. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Gainesville, TX?
- About $941 a month: the median of the typical rents in 2 ZIP codes, which range from $883–$998. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Gainesville, TX?
- About $1,727 a month: the median of the typical rents in 2 ZIP codes, which range from $1,727. Figures are gross rent (rent plus tenant-paid utilities).
- Which Gainesville ZIP code has the highest rent?
- For a 2-bedroom, 76241 has the highest typical rent at $1,314 a month, and 76240 the lowest at $1,103.
- What is the property tax rate in Gainesville, TX?
- Owner-occupied homes in Cooke County pay a typical 1.19% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.24% in the week of Oct 29, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Gainesville rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).