Rent in Temple, TX
Across Temple's 5 ZIP codes, a 2-bedroom typically rents for about $1,138 a month, with figures from $1,017–$1,377. The highest typical rent is in 76502 ($1,377) and the lowest in 76501 ($1,017). 3 ZIPs have ZIP-level figures from HUD or Census; the other 2 use the county Fair Market Rent. Owner-occupied homes in Bell County pay about 1.44% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $921 | $698–$1,020 | 5 |
| 1 bed | $927 | $638–$1,123 | 5 |
| 2 beds | $1,138 | $1,017–$1,377 | 5 |
| 3 beds | $1,576 | $1,238–$1,756 | 5 |
| 4 beds | $1,902 | $1,704–$2,191 | 5 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Temple ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Temple, TX?
- About $1,138 a month: the median of the typical rents in 5 ZIP codes, which range from $1,017–$1,377. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Temple, TX?
- About $927 a month: the median of the typical rents in 5 ZIP codes, which range from $638–$1,123. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Temple, TX?
- About $1,576 a month: the median of the typical rents in 5 ZIP codes, which range from $1,238–$1,756. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Temple, TX?
- About $921 a month: the median of the typical rents in 5 ZIP codes, which range from $698–$1,020. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Temple, TX?
- About $1,902 a month: the median of the typical rents in 5 ZIP codes, which range from $1,704–$2,191. Figures are gross rent (rent plus tenant-paid utilities).
- Which Temple ZIP code has the highest rent?
- For a 2-bedroom, 76502 has the highest typical rent at $1,377 a month, and 76501 the lowest at $1,017.
- What is the property tax rate in Temple, TX?
- Owner-occupied homes in Bell County pay a typical 1.44% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Temple rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).