Rent in 12783 (Swan Lake, NY)
In ZIP 12783 (Swan Lake, NY), a 2-bedroom typically rents for $1,299–$1,660 a month, 28% above the Sullivan County Fair Market Rent of $1,299. Other sizes: studio $1,005, 1 bed $1,039, 3 beds $1,410–$1,799, 4 beds $1,824. Owner-occupied homes in Sullivan County pay about 2.00% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Range | Best guess | County FMR |
|---|---|---|---|
| Studio | $1,005 | $1,005 | $1,005used above |
| 1 bed | $1,039 | $1,039 | $1,039used above |
| 2 beds | $1,299–$1,660 | $1,660 | $1,29928% above |
| 3 beds | $1,410–$1,799 | $1,410 | $1,79922% below |
| 4 beds | $1,824 | $1,824 | $1,824used above |
- Studio: HUD Fair Market Rent (county) $1,005 (Oct 1, 2026)
- 1 bed: HUD Fair Market Rent (county) $1,039 (Oct 1, 2026)
- 2 beds: Census ACS 5-year median gross rent $1,660 ±$208 (Dec 31, 2024); HUD Fair Market Rent (county) $1,299 (Oct 1, 2026)
- 3 beds: Census ACS 5-year median gross rent $1,410 ±$102 (Dec 31, 2024); HUD Fair Market Rent (county) $1,799 (Oct 1, 2026)
- 4 beds: HUD Fair Market Rent (county) $1,824 (Oct 1, 2026)
Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
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Frequently asked questions
- What is the rent for a 2-bedroom in 12783?
- Typically $1,299–$1,660 a month, with a best guess of $1,660. That is 28% above the Sullivan County Fair Market Rent ($1,299).
- What is the rent for a 1-bedroom in 12783?
- $1,039 a month, the HUD Fair Market Rent for Sullivan County; there is no ZIP-level figure for 12783.
- What is the rent for a 3-bedroom in 12783?
- Typically $1,410–$1,799 a month, with a best guess of $1,410. That is 22% below the Sullivan County Fair Market Rent ($1,799).
- What is the rent for a studio in 12783?
- $1,005 a month, the HUD Fair Market Rent for Sullivan County; there is no ZIP-level figure for 12783.
- What is the rent for a 4-bedroom in 12783?
- $1,824 a month, the HUD Fair Market Rent for Sullivan County; there is no ZIP-level figure for 12783.
- What is the property tax rate in ZIP 12783?
- Owner-occupied homes in Sullivan County pay a typical 2.00% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do the 12783 rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).