Rent in 13320 (Cherry Valley, NY)
There are no ZIP-level rent figures for 13320, so the estimate uses the HUD Fair Market Rent for Otsego County: $1,235 a month for a 2-bedroom. Other sizes: studio $860, 1 bed $961, 3 beds $1,179–$1,472, 4 beds $1,653. Owner-occupied homes in Otsego County pay about 1.70% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Range | Best guess | County FMR |
|---|---|---|---|
| Studio | $860 | $860 | $860used above |
| 1 bed | $961 | $961 | $961used above |
| 2 beds | $1,235 | $1,235 | $1,235used above |
| 3 beds | $1,179–$1,472 | $1,179 | $1,47220% below |
| 4 beds | $1,653 | $1,653 | $1,653used above |
- Studio: HUD Fair Market Rent (county) $860 (Oct 1, 2026)
- 1 bed: HUD Fair Market Rent (county) $961 (Oct 1, 2026)
- 2 beds: HUD Fair Market Rent (county) $1,235 (Oct 1, 2026)
- 3 beds: Census ACS 5-year median gross rent $1,179 ±$543 (Dec 31, 2024); HUD Fair Market Rent (county) $1,472 (Oct 1, 2026)
- 4 beds: HUD Fair Market Rent (county) $1,653 (Oct 1, 2026)
Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
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Frequently asked questions
- What is the rent for a 2-bedroom in 13320?
- $1,235 a month, the HUD Fair Market Rent for Otsego County; there is no ZIP-level figure for 13320.
- What is the rent for a 1-bedroom in 13320?
- $961 a month, the HUD Fair Market Rent for Otsego County; there is no ZIP-level figure for 13320.
- What is the rent for a 3-bedroom in 13320?
- Typically $1,179–$1,472 a month, with a best guess of $1,179. That is 20% below the Otsego County Fair Market Rent ($1,472).
- What is the rent for a studio in 13320?
- $860 a month, the HUD Fair Market Rent for Otsego County; there is no ZIP-level figure for 13320.
- What is the rent for a 4-bedroom in 13320?
- $1,653 a month, the HUD Fair Market Rent for Otsego County; there is no ZIP-level figure for 13320.
- What is the property tax rate in ZIP 13320?
- Owner-occupied homes in Otsego County pay a typical 1.70% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do the 13320 rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).