Rent in 28765 (Penland, NC)
There are no ZIP-level rent figures for 28765, so the estimate uses the HUD Fair Market Rent for Mitchell County: $1,012 a month for a 2-bedroom. Other sizes: studio $769, 1 bed $774, 3 beds $1,206, 4 beds $1,330. Owner-occupied homes in Mitchell County pay about 0.52% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Range | Best guess | County FMR |
|---|---|---|---|
| Studio | $769 | $769 | $769used above |
| 1 bed | $774 | $774 | $774used above |
| 2 beds | $1,012 | $1,012 | $1,012used above |
| 3 beds | $1,206 | $1,206 | $1,206used above |
| 4 beds | $1,330 | $1,330 | $1,330used above |
- Studio: HUD Fair Market Rent (county) $769 (Oct 1, 2026)
- 1 bed: HUD Fair Market Rent (county) $774 (Oct 1, 2026)
- 2 beds: HUD Fair Market Rent (county) $1,012 (Oct 1, 2026)
- 3 beds: HUD Fair Market Rent (county) $1,206 (Oct 1, 2026)
- 4 beds: HUD Fair Market Rent (county) $1,330 (Oct 1, 2026)
Gross rent (rent plus tenant-paid utilities). Sources: HUD county Fair Market Rents (Oct 1, 2026).
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Frequently asked questions
- What is the rent for a 2-bedroom in 28765?
- $1,012 a month, the HUD Fair Market Rent for Mitchell County; there is no ZIP-level figure for 28765.
- What is the rent for a 1-bedroom in 28765?
- $774 a month, the HUD Fair Market Rent for Mitchell County; there is no ZIP-level figure for 28765.
- What is the rent for a 3-bedroom in 28765?
- $1,206 a month, the HUD Fair Market Rent for Mitchell County; there is no ZIP-level figure for 28765.
- What is the rent for a studio in 28765?
- $769 a month, the HUD Fair Market Rent for Mitchell County; there is no ZIP-level figure for 28765.
- What is the rent for a 4-bedroom in 28765?
- $1,330 a month, the HUD Fair Market Rent for Mitchell County; there is no ZIP-level figure for 28765.
- What is the property tax rate in ZIP 28765?
- Owner-occupied homes in Mitchell County pay a typical 0.52% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do the 28765 rent figures come from?
- HUD county Fair Market Rents (Oct 1, 2026).