Rent in 35048 (Clay, AL)
In ZIP 35048 (Clay, AL), a 2-bedroom typically rents for $1,370–$1,375 a month, in line with the Jefferson County Fair Market Rent of $1,375. Other sizes: studio $1,170–$1,177, 1 bed $1,260–$1,263, 3 beds $1,720–$1,727, 4 beds $1,930–$1,941. Owner-occupied homes in Jefferson County pay about 0.59% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.24% in the week of Oct 29, 2026.
Rent by bedrooms
| Size | Range | Best guess | County FMR |
|---|---|---|---|
| Studio | $1,170–$1,177 | $1,170 | $1,177in line |
| 1 bed | $1,260–$1,263 | $1,260 | $1,263in line |
| 2 beds | $1,370–$1,375 | $1,370 | $1,375in line |
| 3 beds | $1,720–$1,727 | $1,720 | $1,727in line |
| 4 beds | $1,930–$1,941 | $1,930 | $1,941in line |
- Studio: HUD Small Area Fair Market Rent $1,170 (Oct 1, 2026); HUD Fair Market Rent (county) $1,177 (Oct 1, 2026)
- 1 bed: HUD Small Area Fair Market Rent $1,260 (Oct 1, 2026); HUD Fair Market Rent (county) $1,263 (Oct 1, 2026)
- 2 beds: HUD Small Area Fair Market Rent $1,370 (Oct 1, 2026); HUD Fair Market Rent (county) $1,375 (Oct 1, 2026)
- 3 beds: HUD Small Area Fair Market Rent $1,720 (Oct 1, 2026); HUD Fair Market Rent (county) $1,727 (Oct 1, 2026)
- 4 beds: HUD Small Area Fair Market Rent $1,930 (Oct 1, 2026); HUD Fair Market Rent (county) $1,941 (Oct 1, 2026)
Gross rent (rent plus tenant-paid utilities). Sources: HUD Small Area Fair Market Rents (Oct 1, 2026) and HUD county Fair Market Rents (Oct 1, 2026).
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Frequently asked questions
- What is the rent for a 2-bedroom in 35048?
- Typically $1,370–$1,375 a month, with a best guess of $1,370. That is in line with the Jefferson County Fair Market Rent ($1,375).
- What is the rent for a 1-bedroom in 35048?
- Typically $1,260–$1,263 a month, with a best guess of $1,260. That is in line with the Jefferson County Fair Market Rent ($1,263).
- What is the rent for a 3-bedroom in 35048?
- Typically $1,720–$1,727 a month, with a best guess of $1,720. That is in line with the Jefferson County Fair Market Rent ($1,727).
- What is the rent for a studio in 35048?
- Typically $1,170–$1,177 a month, with a best guess of $1,170. That is in line with the Jefferson County Fair Market Rent ($1,177).
- What is the rent for a 4-bedroom in 35048?
- Typically $1,930–$1,941 a month, with a best guess of $1,930. That is in line with the Jefferson County Fair Market Rent ($1,941).
- What is the property tax rate in ZIP 35048?
- Owner-occupied homes in Jefferson County pay a typical 0.59% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.24% in the week of Oct 29, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do the 35048 rent figures come from?
- HUD Small Area Fair Market Rents (Oct 1, 2026) and HUD county Fair Market Rents (Oct 1, 2026).