Rent in 75440 (Emory, TX)
In ZIP 75440 (Emory, TX), a 2-bedroom typically rents for $1,014–$1,057 a month, 4% above the Rains County Fair Market Rent of $1,014. Other sizes: studio $771, 1 bed $429–$800, 3 beds $1,125–$1,404, 4 beds $1,583. Owner-occupied homes in Rains County pay about 1.02% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Range | Best guess | County FMR |
|---|---|---|---|
| Studio | $771 | $771 | $771used above |
| 1 bed | $429–$800 | $429 | $80046% below |
| 2 beds | $1,014–$1,057 | $1,057 | $1,0144% above |
| 3 beds | $1,125–$1,404 | $1,125 | $1,40420% below |
| 4 beds | $1,583 | $1,583 | $1,583used above |
- Studio: HUD Fair Market Rent (county) $771 (Oct 1, 2026)
- 1 bed: Census ACS 5-year median gross rent $429 ±$42 (Dec 31, 2024); HUD Fair Market Rent (county) $800 (Oct 1, 2026)
- 2 beds: Census ACS 5-year median gross rent $1,057 ±$98 (Dec 31, 2024); HUD Fair Market Rent (county) $1,014 (Oct 1, 2026)
- 3 beds: Census ACS 5-year median gross rent $1,125 ±$123 (Dec 31, 2024); HUD Fair Market Rent (county) $1,404 (Oct 1, 2026)
- 4 beds: HUD Fair Market Rent (county) $1,583 (Oct 1, 2026)
Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
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Frequently asked questions
- What is the rent for a 2-bedroom in 75440?
- Typically $1,014–$1,057 a month, with a best guess of $1,057. That is 4% above the Rains County Fair Market Rent ($1,014).
- What is the rent for a 1-bedroom in 75440?
- Typically $429–$800 a month, with a best guess of $429. That is 46% below the Rains County Fair Market Rent ($800).
- What is the rent for a 3-bedroom in 75440?
- Typically $1,125–$1,404 a month, with a best guess of $1,125. That is 20% below the Rains County Fair Market Rent ($1,404).
- What is the rent for a studio in 75440?
- $771 a month, the HUD Fair Market Rent for Rains County; there is no ZIP-level figure for 75440.
- What is the rent for a 4-bedroom in 75440?
- $1,583 a month, the HUD Fair Market Rent for Rains County; there is no ZIP-level figure for 75440.
- What is the property tax rate in ZIP 75440?
- Owner-occupied homes in Rains County pay a typical 1.02% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do the 75440 rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).