Rent in 95651 (Lotus, CA)
In ZIP 95651 (Lotus, CA), a 2-bedroom typically rents for $2,201–$2,250 a month, in line with the El Dorado County Fair Market Rent of $2,201. Other sizes: studio $1,742–$1,780, 1 bed $1,793–$1,830, 3 beds $2,887–$2,950, 4 beds $3,329–$3,400. Owner-occupied homes in El Dorado County pay about 0.70% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Range | Best guess | County FMR |
|---|---|---|---|
| Studio | $1,742–$1,780 | $1,780 | $1,742in line |
| 1 bed | $1,793–$1,830 | $1,830 | $1,793in line |
| 2 beds | $2,201–$2,250 | $2,250 | $2,201in line |
| 3 beds | $2,887–$2,950 | $2,950 | $2,887in line |
| 4 beds | $3,329–$3,400 | $3,400 | $3,329in line |
- Studio: HUD Small Area Fair Market Rent $1,780 (Oct 1, 2026); HUD Fair Market Rent (county) $1,742 (Oct 1, 2026)
- 1 bed: HUD Small Area Fair Market Rent $1,830 (Oct 1, 2026); HUD Fair Market Rent (county) $1,793 (Oct 1, 2026)
- 2 beds: HUD Small Area Fair Market Rent $2,250 (Oct 1, 2026); HUD Fair Market Rent (county) $2,201 (Oct 1, 2026)
- 3 beds: HUD Small Area Fair Market Rent $2,950 (Oct 1, 2026); HUD Fair Market Rent (county) $2,887 (Oct 1, 2026)
- 4 beds: HUD Small Area Fair Market Rent $3,400 (Oct 1, 2026); HUD Fair Market Rent (county) $3,329 (Oct 1, 2026)
Gross rent (rent plus tenant-paid utilities). Sources: HUD Small Area Fair Market Rents (Oct 1, 2026) and HUD county Fair Market Rents (Oct 1, 2026).
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Frequently asked questions
- What is the rent for a 2-bedroom in 95651?
- Typically $2,201–$2,250 a month, with a best guess of $2,250. That is in line with the El Dorado County Fair Market Rent ($2,201).
- What is the rent for a 1-bedroom in 95651?
- Typically $1,793–$1,830 a month, with a best guess of $1,830. That is in line with the El Dorado County Fair Market Rent ($1,793).
- What is the rent for a 3-bedroom in 95651?
- Typically $2,887–$2,950 a month, with a best guess of $2,950. That is in line with the El Dorado County Fair Market Rent ($2,887).
- What is the rent for a studio in 95651?
- Typically $1,742–$1,780 a month, with a best guess of $1,780. That is in line with the El Dorado County Fair Market Rent ($1,742).
- What is the rent for a 4-bedroom in 95651?
- Typically $3,329–$3,400 a month, with a best guess of $3,400. That is in line with the El Dorado County Fair Market Rent ($3,329).
- What is the property tax rate in ZIP 95651?
- Owner-occupied homes in El Dorado County pay a typical 0.70% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do the 95651 rent figures come from?
- HUD Small Area Fair Market Rents (Oct 1, 2026) and HUD county Fair Market Rents (Oct 1, 2026).