Rent in Aptos, CA
Across Aptos's 2 ZIP codes, a 2-bedroom typically rents for about $3,366 a month, with figures from $2,478–$4,254. The highest typical rent is in 95001 ($4,254) and the lowest in 95003 ($2,478). 1 ZIP has ZIP-level figures from HUD or Census; the other 1 uses the county Fair Market Rent. Owner-occupied homes in Santa Cruz County pay about 0.64% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.24% in the week of Oct 29, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $2,490 | $1,750–$3,230 | 2 |
| 1 bed | $2,804 | $2,218–$3,390 | 2 |
| 2 beds | $3,366 | $2,478–$4,254 | 2 |
| 3 beds | $4,516 | $3,500–$5,531 | 2 |
| 4 beds | $4,624 | $3,500–$5,748 | 2 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Aptos ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Aptos, CA?
- About $3,366 a month: the median of the typical rents in 2 ZIP codes, which range from $2,478–$4,254. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Aptos, CA?
- About $2,804 a month: the median of the typical rents in 2 ZIP codes, which range from $2,218–$3,390. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Aptos, CA?
- About $4,516 a month: the median of the typical rents in 2 ZIP codes, which range from $3,500–$5,531. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Aptos, CA?
- About $2,490 a month: the median of the typical rents in 2 ZIP codes, which range from $1,750–$3,230. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Aptos, CA?
- About $4,624 a month: the median of the typical rents in 2 ZIP codes, which range from $3,500–$5,748. Figures are gross rent (rent plus tenant-paid utilities).
- Which Aptos ZIP code has the highest rent?
- For a 2-bedroom, 95001 has the highest typical rent at $4,254 a month, and 95003 the lowest at $2,478.
- What is the property tax rate in Aptos, CA?
- Owner-occupied homes in Santa Cruz County pay a typical 0.64% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.24% in the week of Oct 29, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Aptos rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).