Rent in Capitola, CA
A 2-bedroom in Capitola, CA (ZIP 95010) typically rents for about $2,589 a month, with a range of $2,589–$4,254. Owner-occupied homes in Santa Cruz County pay about 0.64% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.24% in the week of Oct 29, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $1,734 | $1,734–$3,230 | 1 |
| 1 bed | $2,203 | $2,203–$3,390 | 1 |
| 2 beds | $2,589 | $2,589–$4,254 | 1 |
| 3 beds | $3,500 | $3,500–$5,531 | 1 |
| 4 beds | $5,748 | $5,748 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Capitola ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Capitola, CA?
- About $2,589 a month: the median of the typical rents in 1 ZIP code, which range from $2,589–$4,254. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Capitola, CA?
- About $2,203 a month: the median of the typical rents in 1 ZIP code, which range from $2,203–$3,390. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Capitola, CA?
- About $3,500 a month: the median of the typical rents in 1 ZIP code, which range from $3,500–$5,531. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Capitola, CA?
- About $1,734 a month: the median of the typical rents in 1 ZIP code, which range from $1,734–$3,230. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Capitola, CA?
- About $5,748 a month: the median of the typical rents in 1 ZIP code, which range from $5,748. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in Capitola, CA?
- Owner-occupied homes in Santa Cruz County pay a typical 0.64% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.24% in the week of Oct 29, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Capitola rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).