Rent in El Cajon, CA
Across El Cajon's 4 ZIP codes, a 2-bedroom typically rents for about $2,340 a month, with figures from $1,919–$2,840. The highest typical rent is in 92022 ($2,820) and the lowest in 92021 ($2,180). Owner-occupied homes in San Diego County pay about 0.68% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $1,993 | $1,598–$2,411 | 4 |
| 1 bed | $2,021 | $1,655–$2,350 | 4 |
| 2 beds | $2,340 | $1,919–$2,840 | 4 |
| 3 beds | $3,079 | $2,344–$3,770 | 4 |
| 4 beds | $3,572 | $2,629–$4,550 | 4 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
El Cajon ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in El Cajon, CA?
- About $2,340 a month: the median of the typical rents in 4 ZIP codes, which range from $1,919–$2,840. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in El Cajon, CA?
- About $2,021 a month: the median of the typical rents in 4 ZIP codes, which range from $1,655–$2,350. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in El Cajon, CA?
- About $3,079 a month: the median of the typical rents in 4 ZIP codes, which range from $2,344–$3,770. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in El Cajon, CA?
- About $1,993 a month: the median of the typical rents in 4 ZIP codes, which range from $1,598–$2,411. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in El Cajon, CA?
- About $3,572 a month: the median of the typical rents in 4 ZIP codes, which range from $2,629–$4,550. Figures are gross rent (rent plus tenant-paid utilities).
- Which El Cajon ZIP code has the highest rent?
- For a 2-bedroom, 92022 has the highest typical rent at $2,820 a month, and 92021 the lowest at $2,180.
- What is the property tax rate in El Cajon, CA?
- Owner-occupied homes in San Diego County pay a typical 0.68% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these El Cajon rent figures come from?
- HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).