Rent in Destin, FL
Across Destin's 2 ZIP codes, a 2-bedroom typically rents for about $1,878 a month, with figures from $1,848–$1,908. The highest typical rent is in 32540 ($1,908) and the lowest in 32541 ($1,848). 1 ZIP has ZIP-level figures from HUD or Census; the other 1 uses the county Fair Market Rent. Owner-occupied homes in Okaloosa County pay about 0.57% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $1,821 | $1,421–$2,221 | 2 |
| 1 bed | $1,835 | $1,706–$1,963 | 2 |
| 2 beds | $1,878 | $1,848–$1,908 | 2 |
| 3 beds | $2,672 | $2,616–$2,728 | 2 |
| 4 beds | $3,194 | $3,189–$3,198 | 2 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Destin ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Destin, FL?
- About $1,878 a month: the median of the typical rents in 2 ZIP codes, which range from $1,848–$1,908. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Destin, FL?
- About $1,835 a month: the median of the typical rents in 2 ZIP codes, which range from $1,706–$1,963. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Destin, FL?
- About $2,672 a month: the median of the typical rents in 2 ZIP codes, which range from $2,616–$2,728. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Destin, FL?
- About $1,821 a month: the median of the typical rents in 2 ZIP codes, which range from $1,421–$2,221. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Destin, FL?
- About $3,194 a month: the median of the typical rents in 2 ZIP codes, which range from $3,189–$3,198. Figures are gross rent (rent plus tenant-paid utilities).
- Which Destin ZIP code has the highest rent?
- For a 2-bedroom, 32540 has the highest typical rent at $1,908 a month, and 32541 the lowest at $1,848.
- What is the property tax rate in Destin, FL?
- Owner-occupied homes in Okaloosa County pay a typical 0.57% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Destin rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).