Rent in Fort Walton Beach, FL
Across Fort Walton Beach's 3 ZIP codes, a 2-bedroom typically rents for about $1,458 a month, with figures from $1,454–$1,908. The highest typical rent is in 32549 ($1,908) and the lowest in 32548 ($1,454). 2 ZIPs have ZIP-level figures from HUD or Census; the other 1 uses the county Fair Market Rent. Owner-occupied homes in Okaloosa County pay about 0.57% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $1,028 | $962–$1,421 | 3 |
| 1 bed | $1,437 | $1,115–$1,706 | 3 |
| 2 beds | $1,458 | $1,454–$1,908 | 3 |
| 3 beds | $1,855 | $1,631–$2,616 | 3 |
| 4 beds | $2,481 | $1,864–$3,189 | 3 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Fort Walton Beach ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Fort Walton Beach, FL?
- About $1,458 a month: the median of the typical rents in 3 ZIP codes, which range from $1,454–$1,908. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Fort Walton Beach, FL?
- About $1,437 a month: the median of the typical rents in 3 ZIP codes, which range from $1,115–$1,706. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Fort Walton Beach, FL?
- About $1,855 a month: the median of the typical rents in 3 ZIP codes, which range from $1,631–$2,616. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Fort Walton Beach, FL?
- About $1,028 a month: the median of the typical rents in 3 ZIP codes, which range from $962–$1,421. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Fort Walton Beach, FL?
- About $2,481 a month: the median of the typical rents in 3 ZIP codes, which range from $1,864–$3,189. Figures are gross rent (rent plus tenant-paid utilities).
- Which Fort Walton Beach ZIP code has the highest rent?
- For a 2-bedroom, 32549 has the highest typical rent at $1,908 a month, and 32548 the lowest at $1,454.
- What is the property tax rate in Fort Walton Beach, FL?
- Owner-occupied homes in Okaloosa County pay a typical 0.57% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Fort Walton Beach rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).