Rent in Elkhart, IN
Across Elkhart's 4 ZIP codes, a 2-bedroom typically rents for about $1,046 a month, with figures from $900–$1,253. The highest typical rent is in 46515 ($1,253) and the lowest in 46517 ($900). 3 ZIPs have ZIP-level figures from HUD or Census; the other 1 uses the county Fair Market Rent. Owner-occupied homes in Elkhart County pay about 0.82% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.24% in the week of Oct 29, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $1,008 | $972–$1,668 | 4 |
| 1 bed | $870 | $817–$1,048 | 4 |
| 2 beds | $1,046 | $900–$1,253 | 4 |
| 3 beds | $1,286 | $1,096–$1,653 | 4 |
| 4 beds | $1,546 | $1,330–$1,752 | 4 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Elkhart ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Elkhart, IN?
- About $1,046 a month: the median of the typical rents in 4 ZIP codes, which range from $900–$1,253. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Elkhart, IN?
- About $870 a month: the median of the typical rents in 4 ZIP codes, which range from $817–$1,048. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Elkhart, IN?
- About $1,286 a month: the median of the typical rents in 4 ZIP codes, which range from $1,096–$1,653. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Elkhart, IN?
- About $1,008 a month: the median of the typical rents in 4 ZIP codes, which range from $972–$1,668. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Elkhart, IN?
- About $1,546 a month: the median of the typical rents in 4 ZIP codes, which range from $1,330–$1,752. Figures are gross rent (rent plus tenant-paid utilities).
- Which Elkhart ZIP code has the highest rent?
- For a 2-bedroom, 46515 has the highest typical rent at $1,253 a month, and 46517 the lowest at $900.
- What is the property tax rate in Elkhart, IN?
- Owner-occupied homes in Elkhart County pay a typical 0.82% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.24% in the week of Oct 29, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Elkhart rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).