Rent in Mishawaka, IN
Across Mishawaka's 3 ZIP codes, a 2-bedroom typically rents for about $1,119 a month, with figures from $977–$1,276. The highest typical rent is in 46546 ($1,276) and the lowest in 46544 ($977). 2 ZIPs have ZIP-level figures from HUD or Census; the other 1 uses the county Fair Market Rent. Owner-occupied homes in St. Joseph County pay about 0.86% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $937 | $857–$937 | 3 |
| 1 bed | $950 | $882–$1,093 | 3 |
| 2 beds | $1,119 | $977–$1,276 | 3 |
| 3 beds | $1,315 | $1,177–$1,545 | 3 |
| 4 beds | $1,677 | $1,677 | 3 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Mishawaka ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Mishawaka, IN?
- About $1,119 a month: the median of the typical rents in 3 ZIP codes, which range from $977–$1,276. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Mishawaka, IN?
- About $950 a month: the median of the typical rents in 3 ZIP codes, which range from $882–$1,093. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Mishawaka, IN?
- About $1,315 a month: the median of the typical rents in 3 ZIP codes, which range from $1,177–$1,545. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Mishawaka, IN?
- About $937 a month: the median of the typical rents in 3 ZIP codes, which range from $857–$937. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Mishawaka, IN?
- About $1,677 a month: the median of the typical rents in 3 ZIP codes, which range from $1,677. Figures are gross rent (rent plus tenant-paid utilities).
- Which Mishawaka ZIP code has the highest rent?
- For a 2-bedroom, 46546 has the highest typical rent at $1,276 a month, and 46544 the lowest at $977.
- What is the property tax rate in Mishawaka, IN?
- Owner-occupied homes in St. Joseph County pay a typical 0.86% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Mishawaka rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).