Rent in South Bend, IN
Across South Bend's 15 ZIP codes, a 2-bedroom typically rents for about $1,157 a month, with figures from $900–$1,579. The highest typical rent is in 46617 ($1,579) and the lowest in 46601 ($900). 10 ZIPs have ZIP-level figures from HUD or Census; the other 5 use the county Fair Market Rent. Owner-occupied homes in St. Joseph County pay about 0.86% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $937 | $377–$1,279 | 15 |
| 1 bed | $1,093 | $514–$1,405 | 15 |
| 2 beds | $1,157 | $900–$1,579 | 15 |
| 3 beds | $1,391 | $1,033–$1,545 | 15 |
| 4 beds | $1,677 | $1,109–$2,037 | 15 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
South Bend ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in South Bend, IN?
- About $1,157 a month: the median of the typical rents in 15 ZIP codes, which range from $900–$1,579. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in South Bend, IN?
- About $1,093 a month: the median of the typical rents in 15 ZIP codes, which range from $514–$1,405. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in South Bend, IN?
- About $1,391 a month: the median of the typical rents in 15 ZIP codes, which range from $1,033–$1,545. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in South Bend, IN?
- About $937 a month: the median of the typical rents in 15 ZIP codes, which range from $377–$1,279. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in South Bend, IN?
- About $1,677 a month: the median of the typical rents in 15 ZIP codes, which range from $1,109–$2,037. Figures are gross rent (rent plus tenant-paid utilities).
- Which South Bend ZIP code has the highest rent?
- For a 2-bedroom, 46617 has the highest typical rent at $1,579 a month, and 46601 the lowest at $900.
- What is the property tax rate in South Bend, IN?
- Owner-occupied homes in St. Joseph County pay a typical 0.86% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these South Bend rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).