Rent in Clay, KY
A 2-bedroom in Clay, KY (ZIP 42404) typically rents for about $794 a month, with a range of $794–$909. Owner-occupied homes in Webster County pay about 0.88% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.24% in the week of Oct 29, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $650 | $650 | 1 |
| 1 bed | $318 | $318–$695 | 1 |
| 2 beds | $794 | $794–$909 | 1 |
| 3 beds | $725 | $725–$1,241 | 1 |
| 4 beds | $1,270 | $1,270 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Clay ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Clay, KY?
- About $794 a month: the median of the typical rents in 1 ZIP code, which range from $794–$909. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Clay, KY?
- About $318 a month: the median of the typical rents in 1 ZIP code, which range from $318–$695. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Clay, KY?
- About $725 a month: the median of the typical rents in 1 ZIP code, which range from $725–$1,241. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Clay, KY?
- About $650 a month: the median of the typical rents in 1 ZIP code, which range from $650. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Clay, KY?
- About $1,270 a month: the median of the typical rents in 1 ZIP code, which range from $1,270. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in Clay, KY?
- Owner-occupied homes in Webster County pay a typical 0.88% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.24% in the week of Oct 29, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Clay rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).