Rent in Germantown, KY
A 2-bedroom in Germantown, KY (ZIP 41044) typically rents for about $1,260 a month, with a range of $1,260–$1,442. Owner-occupied homes in Bracken County pay about 0.92% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $910 | $910–$1,052 | 1 |
| 1 bed | $990 | $990–$1,128 | 1 |
| 2 beds | $1,260 | $1,260–$1,442 | 1 |
| 3 beds | $1,590 | $1,590–$1,897 | 1 |
| 4 beds | $1,860 | $1,860–$2,141 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: HUD Small Area Fair Market Rents (Oct 1, 2026) and HUD county Fair Market Rents (Oct 1, 2026).
Germantown ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Germantown, KY?
- About $1,260 a month: the median of the typical rents in 1 ZIP code, which range from $1,260–$1,442. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Germantown, KY?
- About $990 a month: the median of the typical rents in 1 ZIP code, which range from $990–$1,128. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Germantown, KY?
- About $1,590 a month: the median of the typical rents in 1 ZIP code, which range from $1,590–$1,897. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Germantown, KY?
- About $910 a month: the median of the typical rents in 1 ZIP code, which range from $910–$1,052. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Germantown, KY?
- About $1,860 a month: the median of the typical rents in 1 ZIP code, which range from $1,860–$2,141. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in Germantown, KY?
- Owner-occupied homes in Bracken County pay a typical 0.92% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Germantown rent figures come from?
- HUD Small Area Fair Market Rents (Oct 1, 2026) and HUD county Fair Market Rents (Oct 1, 2026).