Rent in Harlan, KY
A 2-bedroom in Harlan, KY (ZIP 40831) typically rents for about $634 a month, with a range of $634–$909. Owner-occupied homes in Harlan County pay about 0.99% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $691 | $691 | 1 |
| 1 bed | $515 | $515–$749 | 1 |
| 2 beds | $634 | $634–$909 | 1 |
| 3 beds | $648 | $648–$1,190 | 1 |
| 4 beds | $1,195 | $1,195 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Harlan ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Harlan, KY?
- About $634 a month: the median of the typical rents in 1 ZIP code, which range from $634–$909. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Harlan, KY?
- About $515 a month: the median of the typical rents in 1 ZIP code, which range from $515–$749. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Harlan, KY?
- About $648 a month: the median of the typical rents in 1 ZIP code, which range from $648–$1,190. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Harlan, KY?
- About $691 a month: the median of the typical rents in 1 ZIP code, which range from $691. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Harlan, KY?
- About $1,195 a month: the median of the typical rents in 1 ZIP code, which range from $1,195. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in Harlan, KY?
- Owner-occupied homes in Harlan County pay a typical 0.99% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Harlan rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).