Rent in Horse Cave, KY
A 2-bedroom in Horse Cave, KY (ZIP 42749) typically rents for about $715 a month, with a range of $715–$909. Owner-occupied homes in Hart County pay about 0.66% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $650 | $650 | 1 |
| 1 bed | $571 | $571–$796 | 1 |
| 2 beds | $715 | $715–$909 | 1 |
| 3 beds | $970 | $970–$1,127 | 1 |
| 4 beds | $1,262 | $1,262 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Horse Cave ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Horse Cave, KY?
- About $715 a month: the median of the typical rents in 1 ZIP code, which range from $715–$909. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Horse Cave, KY?
- About $571 a month: the median of the typical rents in 1 ZIP code, which range from $571–$796. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Horse Cave, KY?
- About $970 a month: the median of the typical rents in 1 ZIP code, which range from $970–$1,127. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Horse Cave, KY?
- About $650 a month: the median of the typical rents in 1 ZIP code, which range from $650. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Horse Cave, KY?
- About $1,262 a month: the median of the typical rents in 1 ZIP code, which range from $1,262. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in Horse Cave, KY?
- Owner-occupied homes in Hart County pay a typical 0.66% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Horse Cave rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).