Rent in Waddy, KY
A 2-bedroom in Waddy, KY (ZIP 40076) typically rents for about $1,150 a month, with a range of $1,149–$1,150. Owner-occupied homes in Shelby County pay about 0.77% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $840 | $840–$873 | 1 |
| 1 bed | $1,000 | $998–$1,000 | 1 |
| 2 beds | $1,150 | $1,149–$1,150 | 1 |
| 3 beds | $1,410 | $1,369–$1,410 | 1 |
| 4 beds | $1,700 | $1,692–$1,700 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: HUD Small Area Fair Market Rents (Oct 1, 2026) and HUD county Fair Market Rents (Oct 1, 2026).
Waddy ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Waddy, KY?
- About $1,150 a month: the median of the typical rents in 1 ZIP code, which range from $1,149–$1,150. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Waddy, KY?
- About $1,000 a month: the median of the typical rents in 1 ZIP code, which range from $998–$1,000. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Waddy, KY?
- About $1,410 a month: the median of the typical rents in 1 ZIP code, which range from $1,369–$1,410. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Waddy, KY?
- About $840 a month: the median of the typical rents in 1 ZIP code, which range from $840–$873. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Waddy, KY?
- About $1,700 a month: the median of the typical rents in 1 ZIP code, which range from $1,692–$1,700. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in Waddy, KY?
- Owner-occupied homes in Shelby County pay a typical 0.77% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Waddy rent figures come from?
- HUD Small Area Fair Market Rents (Oct 1, 2026) and HUD county Fair Market Rents (Oct 1, 2026).