Rent in Gaithersburg, MD
Across Gaithersburg's 9 ZIP codes, a 2-bedroom typically rents for about $2,434 a month, with figures from $1,200–$2,670. The highest typical rent is in 20898 ($2,470) and the lowest in 20899 ($1,200). Owner-occupied homes in Montgomery County pay about 0.87% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.24% in the week of Oct 29, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $2,140 | $1,040–$2,310 | 9 |
| 1 bed | $2,165 | $1,080–$2,410 | 9 |
| 2 beds | $2,434 | $1,200–$2,670 | 9 |
| 3 beds | $2,972 | $1,530–$3,400 | 9 |
| 4 beds | $3,679 | $1,800–$4,010 | 9 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Gaithersburg ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Gaithersburg, MD?
- About $2,434 a month: the median of the typical rents in 9 ZIP codes, which range from $1,200–$2,670. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Gaithersburg, MD?
- About $2,165 a month: the median of the typical rents in 9 ZIP codes, which range from $1,080–$2,410. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Gaithersburg, MD?
- About $2,972 a month: the median of the typical rents in 9 ZIP codes, which range from $1,530–$3,400. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Gaithersburg, MD?
- About $2,140 a month: the median of the typical rents in 9 ZIP codes, which range from $1,040–$2,310. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Gaithersburg, MD?
- About $3,679 a month: the median of the typical rents in 9 ZIP codes, which range from $1,800–$4,010. Figures are gross rent (rent plus tenant-paid utilities).
- Which Gaithersburg ZIP code has the highest rent?
- For a 2-bedroom, 20898 has the highest typical rent at $2,470 a month, and 20899 the lowest at $1,200.
- What is the property tax rate in Gaithersburg, MD?
- Owner-occupied homes in Montgomery County pay a typical 0.87% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.24% in the week of Oct 29, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Gaithersburg rent figures come from?
- HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).