Rent in Germantown, MD
Across Germantown's 3 ZIP codes, a 2-bedroom typically rents for about $2,366 a month, with figures from $2,015–$2,540. The highest typical rent is in 20875 ($2,470) and the lowest in 20874 ($2,218). Owner-occupied homes in Montgomery County pay about 0.87% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $2,140 | $1,739–$2,200 | 3 |
| 1 bed | $2,030 | $1,699–$2,300 | 3 |
| 2 beds | $2,366 | $2,015–$2,540 | 3 |
| 3 beds | $2,679 | $2,118–$3,240 | 3 |
| 4 beds | $3,112 | $2,226–$3,810 | 3 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Germantown ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Germantown, MD?
- About $2,366 a month: the median of the typical rents in 3 ZIP codes, which range from $2,015–$2,540. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Germantown, MD?
- About $2,030 a month: the median of the typical rents in 3 ZIP codes, which range from $1,699–$2,300. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Germantown, MD?
- About $2,679 a month: the median of the typical rents in 3 ZIP codes, which range from $2,118–$3,240. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Germantown, MD?
- About $2,140 a month: the median of the typical rents in 3 ZIP codes, which range from $1,739–$2,200. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Germantown, MD?
- About $3,112 a month: the median of the typical rents in 3 ZIP codes, which range from $2,226–$3,810. Figures are gross rent (rent plus tenant-paid utilities).
- Which Germantown ZIP code has the highest rent?
- For a 2-bedroom, 20875 has the highest typical rent at $2,470 a month, and 20874 the lowest at $2,218.
- What is the property tax rate in Germantown, MD?
- Owner-occupied homes in Montgomery County pay a typical 0.87% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Germantown rent figures come from?
- HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).