Rent in Monticello, MS
A 2-bedroom in Monticello, MS (ZIP 39654) typically rents for about $910 a month, with a range of $905–$910. Owner-occupied homes in Lawrence County pay about 0.67% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $760 | $760–$761 | 1 |
| 1 bed | $770 | $769–$770 | 1 |
| 2 beds | $910 | $905–$910 | 1 |
| 3 beds | $1,180 | $1,180–$1,185 | 1 |
| 4 beds | $1,020 | $850–$1,190 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Monticello ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Monticello, MS?
- About $910 a month: the median of the typical rents in 1 ZIP code, which range from $905–$910. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Monticello, MS?
- About $770 a month: the median of the typical rents in 1 ZIP code, which range from $769–$770. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Monticello, MS?
- About $1,180 a month: the median of the typical rents in 1 ZIP code, which range from $1,180–$1,185. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Monticello, MS?
- About $760 a month: the median of the typical rents in 1 ZIP code, which range from $760–$761. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Monticello, MS?
- About $1,020 a month: the median of the typical rents in 1 ZIP code, which range from $850–$1,190. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in Monticello, MS?
- Owner-occupied homes in Lawrence County pay a typical 0.67% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Monticello rent figures come from?
- HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).