Rent in Oxford, MS
Across Oxford's 2 ZIP codes, a 2-bedroom typically rents for about $1,218 a month, with figures from $1,181–$1,255. The highest typical rent is in 38677 ($1,255) and the lowest in 38655 ($1,181). 1 ZIP has ZIP-level figures from HUD or Census; the other 1 uses the county Fair Market Rent. Owner-occupied homes in Lafayette County pay about 0.55% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $1,063 | $1,011–$1,115 | 2 |
| 1 bed | $931 | $844–$1,017 | 2 |
| 2 beds | $1,218 | $1,181–$1,255 | 2 |
| 3 beds | $1,423 | $1,344–$1,502 | 2 |
| 4 beds | $1,289 | $929–$1,649 | 2 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Oxford ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Oxford, MS?
- About $1,218 a month: the median of the typical rents in 2 ZIP codes, which range from $1,181–$1,255. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Oxford, MS?
- About $931 a month: the median of the typical rents in 2 ZIP codes, which range from $844–$1,017. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Oxford, MS?
- About $1,423 a month: the median of the typical rents in 2 ZIP codes, which range from $1,344–$1,502. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Oxford, MS?
- About $1,063 a month: the median of the typical rents in 2 ZIP codes, which range from $1,011–$1,115. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Oxford, MS?
- About $1,289 a month: the median of the typical rents in 2 ZIP codes, which range from $929–$1,649. Figures are gross rent (rent plus tenant-paid utilities).
- Which Oxford ZIP code has the highest rent?
- For a 2-bedroom, 38677 has the highest typical rent at $1,255 a month, and 38655 the lowest at $1,181.
- What is the property tax rate in Oxford, MS?
- Owner-occupied homes in Lafayette County pay a typical 0.55% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Oxford rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).