Rent in Pontotoc, MS
A 2-bedroom in Pontotoc, MS (ZIP 38863) typically rents for about $652 a month, with a range of $652–$923. Owner-occupied homes in Pontotoc County pay about 0.58% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $689 | $689 | 1 |
| 1 bed | $498 | $498–$848 | 1 |
| 2 beds | $652 | $652–$923 | 1 |
| 3 beds | $975 | $975–$1,191 | 1 |
| 4 beds | $1,543 | $1,543 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Pontotoc ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Pontotoc, MS?
- About $652 a month: the median of the typical rents in 1 ZIP code, which range from $652–$923. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Pontotoc, MS?
- About $498 a month: the median of the typical rents in 1 ZIP code, which range from $498–$848. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Pontotoc, MS?
- About $975 a month: the median of the typical rents in 1 ZIP code, which range from $975–$1,191. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Pontotoc, MS?
- About $689 a month: the median of the typical rents in 1 ZIP code, which range from $689. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Pontotoc, MS?
- About $1,543 a month: the median of the typical rents in 1 ZIP code, which range from $1,543. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in Pontotoc, MS?
- Owner-occupied homes in Pontotoc County pay a typical 0.58% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Pontotoc rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).