Rent in Independence, MO
Across Independence's 9 ZIP codes, a 2-bedroom typically rents for about $1,260 a month, with figures from $733–$1,650. The highest typical rent is in 64051 ($1,480) and the lowest in 64050 ($1,074). Owner-occupied homes in Jackson County pay about 1.12% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $1,092 | $414–$1,340 | 9 |
| 1 bed | $1,136 | $791–$1,460 | 9 |
| 2 beds | $1,260 | $733–$1,650 | 9 |
| 3 beds | $1,673 | $1,238–$2,160 | 9 |
| 4 beds | $2,190 | $1,462–$2,580 | 9 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Independence ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Independence, MO?
- About $1,260 a month: the median of the typical rents in 9 ZIP codes, which range from $733–$1,650. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Independence, MO?
- About $1,136 a month: the median of the typical rents in 9 ZIP codes, which range from $791–$1,460. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Independence, MO?
- About $1,673 a month: the median of the typical rents in 9 ZIP codes, which range from $1,238–$2,160. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Independence, MO?
- About $1,092 a month: the median of the typical rents in 9 ZIP codes, which range from $414–$1,340. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Independence, MO?
- About $2,190 a month: the median of the typical rents in 9 ZIP codes, which range from $1,462–$2,580. Figures are gross rent (rent plus tenant-paid utilities).
- Which Independence ZIP code has the highest rent?
- For a 2-bedroom, 64051 has the highest typical rent at $1,480 a month, and 64050 the lowest at $1,074.
- What is the property tax rate in Independence, MO?
- Owner-occupied homes in Jackson County pay a typical 1.12% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Independence rent figures come from?
- HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).