Rent in Richmond, MO
A 2-bedroom in Richmond, MO (ZIP 64085) typically rents for about $868 a month, with a range of $736–$1,000. Owner-occupied homes in Ray County pay about 0.80% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $810 | $810–$1,257 | 1 |
| 1 bed | $775 | $670–$880 | 1 |
| 2 beds | $868 | $736–$1,000 | 1 |
| 3 beds | $1,039 | $767–$1,310 | 1 |
| 4 beds | $1,560 | $1,560–$2,419 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Richmond ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Richmond, MO?
- About $868 a month: the median of the typical rents in 1 ZIP code, which range from $736–$1,000. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Richmond, MO?
- About $775 a month: the median of the typical rents in 1 ZIP code, which range from $670–$880. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Richmond, MO?
- About $1,039 a month: the median of the typical rents in 1 ZIP code, which range from $767–$1,310. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Richmond, MO?
- About $810 a month: the median of the typical rents in 1 ZIP code, which range from $810–$1,257. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Richmond, MO?
- About $1,560 a month: the median of the typical rents in 1 ZIP code, which range from $1,560–$2,419. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in Richmond, MO?
- Owner-occupied homes in Ray County pay a typical 0.80% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Richmond rent figures come from?
- HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).