Rent in Saint Joseph, MO
Across Saint Joseph's 8 ZIP codes, a 2-bedroom typically rents for about $961 a month, with figures from $853–$1,101. The highest typical rent is in 64508 ($1,101) and the lowest in 64501 ($853). 6 ZIPs have ZIP-level figures from HUD or Census; the other 2 use the county Fair Market Rent. Owner-occupied homes in Buchanan County pay about 0.77% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $850 | $668–$850 | 8 |
| 1 bed | $774 | $482–$857 | 8 |
| 2 beds | $961 | $853–$1,101 | 8 |
| 3 beds | $1,108 | $989–$1,406 | 8 |
| 4 beds | $1,629 | $946–$1,629 | 8 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Saint Joseph ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Saint Joseph, MO?
- About $961 a month: the median of the typical rents in 8 ZIP codes, which range from $853–$1,101. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Saint Joseph, MO?
- About $774 a month: the median of the typical rents in 8 ZIP codes, which range from $482–$857. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Saint Joseph, MO?
- About $1,108 a month: the median of the typical rents in 8 ZIP codes, which range from $989–$1,406. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Saint Joseph, MO?
- About $850 a month: the median of the typical rents in 8 ZIP codes, which range from $668–$850. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Saint Joseph, MO?
- About $1,629 a month: the median of the typical rents in 8 ZIP codes, which range from $946–$1,629. Figures are gross rent (rent plus tenant-paid utilities).
- Which Saint Joseph ZIP code has the highest rent?
- For a 2-bedroom, 64508 has the highest typical rent at $1,101 a month, and 64501 the lowest at $853.
- What is the property tax rate in Saint Joseph, MO?
- Owner-occupied homes in Buchanan County pay a typical 0.77% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Saint Joseph rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).