Rent in Saint Thomas, MO
A 2-bedroom in Saint Thomas, MO (ZIP 65076) typically rents for about $962 a month, with a range of $962. There are no ZIP-level rent figures here, so these use the HUD Fair Market Rent for Cole County. Owner-occupied homes in Cole County pay about 0.77% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $731 | $731 | 1 |
| 1 bed | $735 | $735 | 1 |
| 2 beds | $962 | $962 | 1 |
| 3 beds | $1,250 | $1,250–$1,332 | 1 |
| 4 beds | $1,548 | $1,548 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Saint Thomas ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Saint Thomas, MO?
- About $962 a month: the median of the typical rents in 1 ZIP code, which range from $962. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Saint Thomas, MO?
- About $735 a month: the median of the typical rents in 1 ZIP code, which range from $735. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Saint Thomas, MO?
- About $1,250 a month: the median of the typical rents in 1 ZIP code, which range from $1,250–$1,332. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Saint Thomas, MO?
- About $731 a month: the median of the typical rents in 1 ZIP code, which range from $731. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Saint Thomas, MO?
- About $1,548 a month: the median of the typical rents in 1 ZIP code, which range from $1,548. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in Saint Thomas, MO?
- Owner-occupied homes in Cole County pay a typical 0.77% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Saint Thomas rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).