Rent in Smithville, MO
A 2-bedroom in Smithville, MO (ZIP 64089) typically rents for about $1,327 a month, with a range of $1,074–$1,580. Owner-occupied homes in Clay County pay about 1.07% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.24% in the week of Oct 29, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $1,280 | $1,257–$1,280 | 1 |
| 1 bed | $960 | $519–$1,400 | 1 |
| 2 beds | $1,327 | $1,074–$1,580 | 1 |
| 3 beds | $1,890 | $1,720–$2,060 | 1 |
| 4 beds | $2,470 | $2,419–$2,470 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Smithville ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Smithville, MO?
- About $1,327 a month: the median of the typical rents in 1 ZIP code, which range from $1,074–$1,580. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Smithville, MO?
- About $960 a month: the median of the typical rents in 1 ZIP code, which range from $519–$1,400. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Smithville, MO?
- About $1,890 a month: the median of the typical rents in 1 ZIP code, which range from $1,720–$2,060. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Smithville, MO?
- About $1,280 a month: the median of the typical rents in 1 ZIP code, which range from $1,257–$1,280. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Smithville, MO?
- About $2,470 a month: the median of the typical rents in 1 ZIP code, which range from $2,419–$2,470. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in Smithville, MO?
- Owner-occupied homes in Clay County pay a typical 1.07% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.24% in the week of Oct 29, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Smithville rent figures come from?
- HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).