Rent in Niagara Falls, NY
Across Niagara Falls's 5 ZIP codes, a 2-bedroom typically rents for about $1,080 a month, with figures from $778–$1,423. The highest typical rent is in 14304 ($1,127) and the lowest in 14301 ($929). Owner-occupied homes in Niagara County pay about 2.19% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $819 | $428–$1,178 | 5 |
| 1 bed | $910 | $563–$1,203 | 5 |
| 2 beds | $1,080 | $778–$1,423 | 5 |
| 3 beds | $1,310 | $1,018–$1,732 | 5 |
| 4 beds | $1,500 | $1,118–$1,977 | 5 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Niagara Falls ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Niagara Falls, NY?
- About $1,080 a month: the median of the typical rents in 5 ZIP codes, which range from $778–$1,423. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Niagara Falls, NY?
- About $910 a month: the median of the typical rents in 5 ZIP codes, which range from $563–$1,203. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Niagara Falls, NY?
- About $1,310 a month: the median of the typical rents in 5 ZIP codes, which range from $1,018–$1,732. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Niagara Falls, NY?
- About $819 a month: the median of the typical rents in 5 ZIP codes, which range from $428–$1,178. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Niagara Falls, NY?
- About $1,500 a month: the median of the typical rents in 5 ZIP codes, which range from $1,118–$1,977. Figures are gross rent (rent plus tenant-paid utilities).
- Which Niagara Falls ZIP code has the highest rent?
- For a 2-bedroom, 14304 has the highest typical rent at $1,127 a month, and 14301 the lowest at $929.
- What is the property tax rate in Niagara Falls, NY?
- Owner-occupied homes in Niagara County pay a typical 2.19% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Niagara Falls rent figures come from?
- HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).