Rent in Watertown, NY
Across Watertown's 2 ZIP codes, a 2-bedroom typically rents for about $1,250 a month, with figures from $1,107–$1,453. The highest typical rent is in 13603 ($1,393) and the lowest in 13601 ($1,107). Owner-occupied homes in Jefferson County pay about 1.54% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $871 | $730–$1,012 | 2 |
| 1 bed | $919 | $727–$1,111 | 2 |
| 2 beds | $1,250 | $1,107–$1,453 | 2 |
| 3 beds | $1,582 | $1,353–$1,995 | 2 |
| 4 beds | $1,500 | $1,045–$2,376 | 2 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Watertown ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Watertown, NY?
- About $1,250 a month: the median of the typical rents in 2 ZIP codes, which range from $1,107–$1,453. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Watertown, NY?
- About $919 a month: the median of the typical rents in 2 ZIP codes, which range from $727–$1,111. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Watertown, NY?
- About $1,582 a month: the median of the typical rents in 2 ZIP codes, which range from $1,353–$1,995. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Watertown, NY?
- About $871 a month: the median of the typical rents in 2 ZIP codes, which range from $730–$1,012. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Watertown, NY?
- About $1,500 a month: the median of the typical rents in 2 ZIP codes, which range from $1,045–$2,376. Figures are gross rent (rent plus tenant-paid utilities).
- Which Watertown ZIP code has the highest rent?
- For a 2-bedroom, 13603 has the highest typical rent at $1,393 a month, and 13601 the lowest at $1,107.
- What is the property tax rate in Watertown, NY?
- Owner-occupied homes in Jefferson County pay a typical 1.54% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Watertown rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).