Rent in Spearfish, SD
Across Spearfish's 2 ZIP codes, a 2-bedroom typically rents for about $1,138 a month, with figures from $1,068–$1,207. The highest typical rent is in 57799 ($1,207) and the lowest in 57783 ($1,068). 1 ZIP has ZIP-level figures from HUD or Census; the other 1 uses the county Fair Market Rent. Owner-occupied homes in Lawrence County pay about 0.79% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $804 | $766–$841 | 2 |
| 1 bed | $799 | $674–$923 | 2 |
| 2 beds | $1,138 | $1,068–$1,207 | 2 |
| 3 beds | $1,547 | $1,423–$1,671 | 2 |
| 4 beds | $2,005 | $1,992–$2,017 | 2 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Spearfish ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Spearfish, SD?
- About $1,138 a month: the median of the typical rents in 2 ZIP codes, which range from $1,068–$1,207. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Spearfish, SD?
- About $799 a month: the median of the typical rents in 2 ZIP codes, which range from $674–$923. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Spearfish, SD?
- About $1,547 a month: the median of the typical rents in 2 ZIP codes, which range from $1,423–$1,671. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Spearfish, SD?
- About $804 a month: the median of the typical rents in 2 ZIP codes, which range from $766–$841. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Spearfish, SD?
- About $2,005 a month: the median of the typical rents in 2 ZIP codes, which range from $1,992–$2,017. Figures are gross rent (rent plus tenant-paid utilities).
- Which Spearfish ZIP code has the highest rent?
- For a 2-bedroom, 57799 has the highest typical rent at $1,207 a month, and 57783 the lowest at $1,068.
- What is the property tax rate in Spearfish, SD?
- Owner-occupied homes in Lawrence County pay a typical 0.79% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Spearfish rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).