Rent in 01040 (Holyoke, MA)
In ZIP 01040 (Holyoke, MA), a 2-bedroom typically rents for $1,113–$1,800 a month, 38% below the Hampden County Fair Market Rent of $1,800. Other sizes: studio $340–$1,264, 1 bed $823–$1,421, 3 beds $1,258–$2,241, 4 beds $1,156–$2,370. Owner-occupied homes in Hampden County pay about 1.49% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Range | Best guess | County FMR |
|---|---|---|---|
| Studio | $340–$1,264 | $340 | $1,26473% below |
| 1 bed | $823–$1,421 | $823 | $1,42142% below |
| 2 beds | $1,113–$1,800 | $1,113 | $1,80038% below |
| 3 beds | $1,258–$2,241 | $1,258 | $2,24144% below |
| 4 beds | $1,156–$2,370 | $1,156 | $2,37051% below |
- Studio: Census ACS 5-year median gross rent $340 ±$43 (Dec 31, 2024); HUD Fair Market Rent (county) $1,264 (Oct 1, 2026)
- 1 bed: Census ACS 5-year median gross rent $823 ±$189 (Dec 31, 2024); HUD Fair Market Rent (county) $1,421 (Oct 1, 2026)
- 2 beds: Census ACS 5-year median gross rent $1,113 ±$76 (Dec 31, 2024); HUD Fair Market Rent (county) $1,800 (Oct 1, 2026)
- 3 beds: Census ACS 5-year median gross rent $1,258 ±$144 (Dec 31, 2024); HUD Fair Market Rent (county) $2,241 (Oct 1, 2026)
- 4 beds: Census ACS 5-year median gross rent $1,156 ±$574 (Dec 31, 2024); HUD Fair Market Rent (county) $2,370 (Oct 1, 2026)
Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
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Frequently asked questions
- What is the rent for a 2-bedroom in 01040?
- Typically $1,113–$1,800 a month, with a best guess of $1,113. That is 38% below the Hampden County Fair Market Rent ($1,800).
- What is the rent for a 1-bedroom in 01040?
- Typically $823–$1,421 a month, with a best guess of $823. That is 42% below the Hampden County Fair Market Rent ($1,421).
- What is the rent for a 3-bedroom in 01040?
- Typically $1,258–$2,241 a month, with a best guess of $1,258. That is 44% below the Hampden County Fair Market Rent ($2,241).
- What is the rent for a studio in 01040?
- Typically $340–$1,264 a month, with a best guess of $340. That is 73% below the Hampden County Fair Market Rent ($1,264).
- What is the rent for a 4-bedroom in 01040?
- Typically $1,156–$2,370 a month, with a best guess of $1,156. That is 51% below the Hampden County Fair Market Rent ($2,370).
- What is the property tax rate in ZIP 01040?
- Owner-occupied homes in Hampden County pay a typical 1.49% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do the 01040 rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).