Rent in 92197 (San Diego, CA)
There are no ZIP-level rent figures for 92197, so the estimate uses the HUD Fair Market Rent for San Diego County: $2,823 a month for a 2-bedroom. Other sizes: studio $2,192, 1 bed $2,335, 3 beds $3,743, 4 beds $4,526. Owner-occupied homes in San Diego County pay about 0.68% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Range | Best guess | County FMR |
|---|---|---|---|
| Studio | $2,192 | $2,192 | $2,192used above |
| 1 bed | $2,335 | $2,335 | $2,335used above |
| 2 beds | $2,823 | $2,823 | $2,823used above |
| 3 beds | $3,743 | $3,743 | $3,743used above |
| 4 beds | $4,526 | $4,526 | $4,526used above |
- Studio: HUD Fair Market Rent (county) $2,192 (Oct 1, 2026)
- 1 bed: HUD Fair Market Rent (county) $2,335 (Oct 1, 2026)
- 2 beds: HUD Fair Market Rent (county) $2,823 (Oct 1, 2026)
- 3 beds: HUD Fair Market Rent (county) $3,743 (Oct 1, 2026)
- 4 beds: HUD Fair Market Rent (county) $4,526 (Oct 1, 2026)
Gross rent (rent plus tenant-paid utilities). Sources: HUD county Fair Market Rents (Oct 1, 2026).
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Frequently asked questions
- What is the rent for a 2-bedroom in 92197?
- $2,823 a month, the HUD Fair Market Rent for San Diego County; there is no ZIP-level figure for 92197.
- What is the rent for a 1-bedroom in 92197?
- $2,335 a month, the HUD Fair Market Rent for San Diego County; there is no ZIP-level figure for 92197.
- What is the rent for a 3-bedroom in 92197?
- $3,743 a month, the HUD Fair Market Rent for San Diego County; there is no ZIP-level figure for 92197.
- What is the rent for a studio in 92197?
- $2,192 a month, the HUD Fair Market Rent for San Diego County; there is no ZIP-level figure for 92197.
- What is the rent for a 4-bedroom in 92197?
- $4,526 a month, the HUD Fair Market Rent for San Diego County; there is no ZIP-level figure for 92197.
- What is the property tax rate in ZIP 92197?
- Owner-occupied homes in San Diego County pay a typical 0.68% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do the 92197 rent figures come from?
- HUD county Fair Market Rents (Oct 1, 2026).