Rent in Louisville, KY
Across Louisville's 57 ZIP codes, a 2-bedroom typically rents for about $1,300 a month, with figures from $903–$1,820. The highest typical rent is in 40245 ($1,751) and the lowest in 40203 ($996). 50 ZIPs have ZIP-level figures from HUD or Census; the other 7 use the county Fair Market Rent. Owner-occupied homes in Jefferson County pay about 0.86% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $990 | $468–$2,147 | 57 |
| 1 bed | $1,080 | $469–$1,520 | 57 |
| 2 beds | $1,300 | $903–$1,820 | 57 |
| 3 beds | $1,660 | $1,069–$2,320 | 57 |
| 4 beds | $1,910 | $866–$2,688 | 57 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Louisville ZIP codes
2 beds- 40201$1,276–$1,300
- 40202$1,208–$1,400
- 40203$962–$1,030
- 40204$1,386–$1,430
- 40205$1,267–$1,340
- 40206$1,308–$1,440
- 40207$1,416–$1,550
- 40208$1,063–$1,090
- 40209$1,000–$1,130
- 40210$903–$1,130
- 40211$978–$1,110
- 40212$1,022–$1,140
- 40213$1,032–$1,110
- 40214$1,007–$1,170
- 40215$1,064–$1,220
- 40216$955–$1,070
- 40217$1,181–$1,350
- 40218$1,176–$1,320
- 40219$1,038–$1,230
- 40220$1,305–$1,440
- 40221$1,276–$1,300
- 40222$1,505–$1,530
- 40223$1,660–$1,674
- 40225$1,276
- 40228$1,406–$1,580
- 40229$1,292–$1,480
- 40231$1,276–$1,300
- 40232$1,276–$1,300
- 40233$1,276–$1,300
- 40241$1,449–$1,640
- 40242$1,338–$1,450
- 40243$1,480–$1,499
- 40245$1,682–$1,820
- 40250$1,276–$1,300
- 40251$1,276–$1,300
- 40252$1,276–$1,300
- 40253$1,276–$1,300
- 40255$1,276–$1,300
- 40256$1,276–$1,300
- 40257$1,276–$1,300
- 40258$1,066–$1,300
- 40259$1,276–$1,300
- 40261$1,276–$1,300
- 40266$1,276
- 40268$1,276–$1,300
- 40269$1,276–$1,300
- 40270$1,276–$1,300
- 40272$1,051–$1,350
- 40280$1,276–$1,440
- 40281$1,276
- 40282$1,276
- 40283$1,276
- 40285$1,276–$1,300
- 40289$1,276
- 40291$1,184–$1,340
- 40292$1,276
- 40299$1,387–$1,470
Frequently asked questions
- What is the average rent for a 2-bedroom in Louisville, KY?
- About $1,300 a month: the median of the typical rents in 57 ZIP codes, which range from $903–$1,820. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Louisville, KY?
- About $1,080 a month: the median of the typical rents in 57 ZIP codes, which range from $469–$1,520. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Louisville, KY?
- About $1,660 a month: the median of the typical rents in 57 ZIP codes, which range from $1,069–$2,320. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Louisville, KY?
- About $990 a month: the median of the typical rents in 57 ZIP codes, which range from $468–$2,147. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Louisville, KY?
- About $1,910 a month: the median of the typical rents in 57 ZIP codes, which range from $866–$2,688. Figures are gross rent (rent plus tenant-paid utilities).
- Which Louisville ZIP code has the highest rent?
- For a 2-bedroom, 40245 has the highest typical rent at $1,751 a month, and 40203 the lowest at $996.
- What is the property tax rate in Louisville, KY?
- Owner-occupied homes in Jefferson County pay a typical 0.86% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Louisville rent figures come from?
- HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).