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Rent in Louisville, KY

Across Louisville's 57 ZIP codes, a 2-bedroom typically rents for about $1,300 a month, with figures from $903–$1,820. The highest typical rent is in 40245 ($1,751) and the lowest in 40203 ($996). 50 ZIPs have ZIP-level figures from HUD or Census; the other 7 use the county Fair Market Rent. Owner-occupied homes in Jefferson County pay about 0.86% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.

Rent by bedrooms

Typical monthly rent in Louisville, KY by bedrooms
SizeTypicalRange across ZIPsZIPs
Studio$990$468–$2,14757
1 bed$1,080$469–$1,52057
2 beds$1,300$903–$1,82057
3 beds$1,660$1,069–$2,32057
4 beds$1,910$866–$2,68857

Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).

Louisville ZIP codes

2 beds

Frequently asked questions

What is the average rent for a 2-bedroom in Louisville, KY?
About $1,300 a month: the median of the typical rents in 57 ZIP codes, which range from $903–$1,820. Figures are gross rent (rent plus tenant-paid utilities).
What is the average rent for a 1-bedroom in Louisville, KY?
About $1,080 a month: the median of the typical rents in 57 ZIP codes, which range from $469–$1,520. Figures are gross rent (rent plus tenant-paid utilities).
What is the average rent for a 3-bedroom in Louisville, KY?
About $1,660 a month: the median of the typical rents in 57 ZIP codes, which range from $1,069–$2,320. Figures are gross rent (rent plus tenant-paid utilities).
What is the average rent for a studio in Louisville, KY?
About $990 a month: the median of the typical rents in 57 ZIP codes, which range from $468–$2,147. Figures are gross rent (rent plus tenant-paid utilities).
What is the average rent for a 4-bedroom in Louisville, KY?
About $1,910 a month: the median of the typical rents in 57 ZIP codes, which range from $866–$2,688. Figures are gross rent (rent plus tenant-paid utilities).
Which Louisville ZIP code has the highest rent?
For a 2-bedroom, 40245 has the highest typical rent at $1,751 a month, and 40203 the lowest at $996.
What is the property tax rate in Louisville, KY?
Owner-occupied homes in Jefferson County pay a typical 0.86% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
What is the current 30-year mortgage rate?
The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
Where do these Louisville rent figures come from?
HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).