Rent in Mount Sterling, KY
A 2-bedroom in Mount Sterling, KY (ZIP 40353) typically rents for about $865 a month, with a range of $865–$1,004. Owner-occupied homes in Montgomery County pay about 0.73% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $664 | $664–$717 | 1 |
| 1 bed | $379 | $379–$767 | 1 |
| 2 beds | $865 | $865–$1,004 | 1 |
| 3 beds | $984 | $984–$1,314 | 1 |
| 4 beds | $1,320 | $1,320 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Mount Sterling ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Mount Sterling, KY?
- About $865 a month: the median of the typical rents in 1 ZIP code, which range from $865–$1,004. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Mount Sterling, KY?
- About $379 a month: the median of the typical rents in 1 ZIP code, which range from $379–$767. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Mount Sterling, KY?
- About $984 a month: the median of the typical rents in 1 ZIP code, which range from $984–$1,314. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Mount Sterling, KY?
- About $664 a month: the median of the typical rents in 1 ZIP code, which range from $664–$717. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Mount Sterling, KY?
- About $1,320 a month: the median of the typical rents in 1 ZIP code, which range from $1,320. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in Mount Sterling, KY?
- Owner-occupied homes in Montgomery County pay a typical 0.73% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Mount Sterling rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).