Rent in Winchester, KY
Across Winchester's 2 ZIP codes, a 2-bedroom typically rents for about $1,178 a month, with figures from $939–$1,416. The highest typical rent is in 40392 ($1,416) and the lowest in 40391 ($939). 1 ZIP has ZIP-level figures from HUD or Census; the other 1 uses the county Fair Market Rent. Owner-occupied homes in Clark County pay about 0.71% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $696 | $405–$986 | 2 |
| 1 bed | $941 | $676–$1,205 | 2 |
| 2 beds | $1,178 | $939–$1,416 | 2 |
| 3 beds | $1,543 | $1,138–$1,948 | 2 |
| 4 beds | $1,613 | $1,118–$2,108 | 2 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Winchester ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Winchester, KY?
- About $1,178 a month: the median of the typical rents in 2 ZIP codes, which range from $939–$1,416. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Winchester, KY?
- About $941 a month: the median of the typical rents in 2 ZIP codes, which range from $676–$1,205. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Winchester, KY?
- About $1,543 a month: the median of the typical rents in 2 ZIP codes, which range from $1,138–$1,948. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Winchester, KY?
- About $696 a month: the median of the typical rents in 2 ZIP codes, which range from $405–$986. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Winchester, KY?
- About $1,613 a month: the median of the typical rents in 2 ZIP codes, which range from $1,118–$2,108. Figures are gross rent (rent plus tenant-paid utilities).
- Which Winchester ZIP code has the highest rent?
- For a 2-bedroom, 40392 has the highest typical rent at $1,416 a month, and 40391 the lowest at $939.
- What is the property tax rate in Winchester, KY?
- Owner-occupied homes in Clark County pay a typical 0.71% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Winchester rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).