Rent in Owensboro, KY
Across Owensboro's 4 ZIP codes, a 2-bedroom typically rents for about $1,061 a month, with figures from $908–$1,138. The highest typical rent is in 42304 ($1,138) and the lowest in 42301 ($908). 2 ZIPs have ZIP-level figures from HUD or Census; the other 2 use the county Fair Market Rent. Owner-occupied homes in Daviess County pay about 0.84% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $864 | $710–$960 | 4 |
| 1 bed | $769 | $664–$870 | 4 |
| 2 beds | $1,061 | $908–$1,138 | 4 |
| 3 beds | $1,325 | $1,119–$1,507 | 4 |
| 4 beds | $1,367 | $997–$1,516 | 4 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Owensboro ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Owensboro, KY?
- About $1,061 a month: the median of the typical rents in 4 ZIP codes, which range from $908–$1,138. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Owensboro, KY?
- About $769 a month: the median of the typical rents in 4 ZIP codes, which range from $664–$870. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Owensboro, KY?
- About $1,325 a month: the median of the typical rents in 4 ZIP codes, which range from $1,119–$1,507. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Owensboro, KY?
- About $864 a month: the median of the typical rents in 4 ZIP codes, which range from $710–$960. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Owensboro, KY?
- About $1,367 a month: the median of the typical rents in 4 ZIP codes, which range from $997–$1,516. Figures are gross rent (rent plus tenant-paid utilities).
- Which Owensboro ZIP code has the highest rent?
- For a 2-bedroom, 42304 has the highest typical rent at $1,138 a month, and 42301 the lowest at $908.
- What is the property tax rate in Owensboro, KY?
- Owner-occupied homes in Daviess County pay a typical 0.84% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Owensboro rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).