Rent in Utica, KY
A 2-bedroom in Utica, KY (ZIP 42376) typically rents for about $795 a month, with a range of $795–$1,138. Owner-occupied homes in Daviess County pay about 0.84% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.24% in the week of Oct 29, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $864 | $864 | 1 |
| 1 bed | $870 | $870 | 1 |
| 2 beds | $795 | $795–$1,138 | 1 |
| 3 beds | $640 | $640–$1,507 | 1 |
| 4 beds | $1,516 | $1,516 | 1 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Utica ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Utica, KY?
- About $795 a month: the median of the typical rents in 1 ZIP code, which range from $795–$1,138. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Utica, KY?
- About $870 a month: the median of the typical rents in 1 ZIP code, which range from $870. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Utica, KY?
- About $640 a month: the median of the typical rents in 1 ZIP code, which range from $640–$1,507. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Utica, KY?
- About $864 a month: the median of the typical rents in 1 ZIP code, which range from $864. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Utica, KY?
- About $1,516 a month: the median of the typical rents in 1 ZIP code, which range from $1,516. Figures are gross rent (rent plus tenant-paid utilities).
- What is the property tax rate in Utica, KY?
- Owner-occupied homes in Daviess County pay a typical 0.84% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.24% in the week of Oct 29, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Utica rent figures come from?
- Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).