Rent in Saint Charles, MO
Across Saint Charles's 4 ZIP codes, a 2-bedroom typically rents for about $1,560 a month, with figures from $1,197–$1,960. The highest typical rent is in 63304 ($1,772) and the lowest in 63301 ($1,299). Owner-occupied homes in St. Charles County pay about 1.08% of their value a year in property tax, and the 30-year fixed mortgage rate averaged 7.32% in the week of Oct 22, 2026.
Rent by bedrooms
| Size | Typical | Range across ZIPs | ZIPs |
|---|---|---|---|
| Studio | $1,276 | $970–$1,550 | 4 |
| 1 bed | $1,329 | $886–$1,600 | 4 |
| 2 beds | $1,560 | $1,197–$1,960 | 4 |
| 3 beds | $1,943 | $1,443–$2,520 | 4 |
| 4 beds | $2,420 | $1,997–$2,900 | 4 |
Typical = median of each ZIP's best guess. Gross rent (rent plus tenant-paid utilities). Sources: HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).
Saint Charles ZIP codes
2 bedsFrequently asked questions
- What is the average rent for a 2-bedroom in Saint Charles, MO?
- About $1,560 a month: the median of the typical rents in 4 ZIP codes, which range from $1,197–$1,960. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 1-bedroom in Saint Charles, MO?
- About $1,329 a month: the median of the typical rents in 4 ZIP codes, which range from $886–$1,600. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 3-bedroom in Saint Charles, MO?
- About $1,943 a month: the median of the typical rents in 4 ZIP codes, which range from $1,443–$2,520. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a studio in Saint Charles, MO?
- About $1,276 a month: the median of the typical rents in 4 ZIP codes, which range from $970–$1,550. Figures are gross rent (rent plus tenant-paid utilities).
- What is the average rent for a 4-bedroom in Saint Charles, MO?
- About $2,420 a month: the median of the typical rents in 4 ZIP codes, which range from $1,997–$2,900. Figures are gross rent (rent plus tenant-paid utilities).
- Which Saint Charles ZIP code has the highest rent?
- For a 2-bedroom, 63304 has the highest typical rent at $1,772 a month, and 63301 the lowest at $1,299.
- What is the property tax rate in Saint Charles, MO?
- Owner-occupied homes in St. Charles County pay a typical 1.08% of their value a year (Census ACS, median taxes paid ÷ median home value, Dec 31, 2024). Investors often pay more after a purchase: the home is reassessed at the sale price and there is no homestead exemption.
- What is the current 30-year mortgage rate?
- The 30-year fixed rate averaged 7.32% in the week of Oct 22, 2026 (Freddie Mac PMMS via FRED). It's a national average for owner-occupied loans; investment property loans usually cost more.
- Where do these Saint Charles rent figures come from?
- HUD Small Area Fair Market Rents (Oct 1, 2026), Census ACS 5-year median gross rent (Dec 31, 2024) and HUD county Fair Market Rents (Oct 1, 2026).